Terms of Service

1. Agreement to these terms

By creating an account or using any ClearWays app or website, you agree to these Terms of Service. If you don't agree, please don't use the service. These terms apply to ClearWays and all of its apps, including ExpenSave.

2. Your account

You must be at least 16 years old to use ClearWays. You're responsible for keeping your login secure and for activity that happens under your account. Please give us accurate information and let us know promptly if you suspect any unauthorized access.

3. Acceptable use

We keep this simple. You agree not to:

• Break the law or use the apps to harm others.
• Try to access other people's accounts or data.
• Reverse-engineer, scrape, or disrupt the service or its security.
• Resell or commercially exploit the apps without our written permission.

Misusing the service may lead us to suspend or close your account.

4. Your data & content

You own the data you put into ClearWays. We don't claim any ownership of your expenses, budgets, or notes. We only process it to provide the service, exactly as described in our Privacy Policy — and, as that policy states, we never sell or share it.

You can export or delete your data at any time. When you delete your account, we remove your data on the schedule set out in the Privacy Policy.

5. Not financial advice

ClearWays apps are tools to help you organize and understand your own money. They are not financial, investment, tax, or legal advice, and we are not a bank or a money-transfer service. Bank connections are read-only — the app can never move, send, or withdraw your funds. Decisions you make about your money are your own.

6. Paid plans

Some features may require a paid subscription. Prices and what's included are shown before you buy. Subscriptions renew automatically until you cancel, and you can cancel any time through your app-store account. Except where the law requires otherwise, payments already made are non-refundable.

7. Service availability

We work hard to keep ClearWays running smoothly, but we can't promise the service will always be uninterrupted or error-free. We may update, change, or occasionally take features offline for maintenance. We'll give reasonable notice before any major change that affects you.

8. Liability

The apps are provided "as is." To the extent the law allows, ClearWays isn't liable for indirect or consequential losses, or for losses arising from your reliance on figures in the app. Nothing in these terms limits liability that can't legally be limited. This doesn't affect your statutory consumer rights.

9. Ending the agreement

You can stop using ClearWays and delete your account at any time. We may suspend or end your access if you seriously or repeatedly breach these terms, giving notice where we reasonably can. You can always export your data first.

10. Contact & changes

We may update these terms from time to time; if a change is significant, we'll let you know in the app or by email before it takes effect. Questions about these terms? Email us at [email protected].